Step into the world of high net-worth banking as a Vice President of Lending at Dollar Bank. In this role, you will have the chance to create and manage a diverse portfolio of loans and deposit products delivering exceptional financial solutions tailored to each individual's unique needs. As a trusted partner, you will work closely with a team of financial experts to provide top-notch service and make a lasting impact on your clients' financial futures. But this isn't your average lending position - what sets the Private Banking department apart is our commitment to delivering unparalleled experiences. This role requires a sharp eye for detail and a passion for delivering excellent client experiences. Are you ready to join a dynamic, forward-thinking team at the forefront of the banking industry? Apply now and discover what makes Dollar Bank a unique place to work. Candidate will have the opportunity to work a hybrid schedule after successful training.
Required Qualifications:
* Bachelor's degree in finance or related field, or commensurate experience. * Five (5) years of lending experience in private banking, consumer lending, mortgage origination, business banking, or commercial lending with a demonstrated history of sourcing new business opportunities. * Must have ability to manage a portfolio of client relationships including growth, retention, and expansion. * Understanding of legal and regulatory issues associated with the lending function, as well as documentation requirements. * Must possess strong analytical, organizational, and customer service skills. * Exceptional oral and written communication skills. * Proficiency in computer skills including Microsoft Word & Excel. * Must have excellent interpersonal skills and be a team player. * A valid driver's license and access to a reliable vehicle. * Candidates being considered will be subject to additional background checks as required by the Office of the Comptroller of the Currency.
Preferred Qualifications:
* Understanding of collateral, valuation, perfections, and liquidation. * Credit/underwriting experience.
Principal Activities and Duties:
* Source and develop new client relationships to include loans and deposits. * Gather financial information and underwrite loan reports. * Put in proposal format and present to division head and credit committees for approval. * Administer and maintain loan portfolio. * Meet annual loan production goals plus associated deposit account goals to develop solid and consistent relationships with the clients. * Maintain high credit standards to ensure that the highest levels of the portfolio quality are achieved. * Ensure that proper and complete loan documentation is prepared and executed, and that security conformity with loan covenants, collateral advance ratios and other conditions. * As necessary, manage workouts, ensuring maximum preservation of principal for the Bank. * Further develop and refer business to other asset areas of Dollar Bank to include, but not limit to: Corporate Banking, Treasury Management, Business Banking and Commercial Real Estate. * Participate in professional associations and community activities to increase Dollar Bank's visibility and enhance new business opportunities.